COLI and BOLI: Corporate/Bank-Owned Life Insurance Basics
A practical overview of employer-owned life insurance structures, compliance, and risk controls.
What Matters Most
- Employer-owned policies require notice, consent, and compliance discipline.
- Accounting, concentration risk, and governance must be managed at institutional level.
- Tax outcomes depend on satisfying statutory requirements, including IRC §101(j).
Build a coverage plan that actually survives real life.
Use the short form to get a practical policy direction based on your goals, budget, and risk tolerance.