Survivorship (Second-to-Die) Life Insurance: Estate Liquidity Tool
How survivorship policies work and where they fit in trust and estate planning structures.
Planning Context
- Benefits generally pay at second death, often aligning with estate liquidity needs.
- These policies are frequently used with trust planning for wealth transfer efficiency.
- Coordination with estate counsel is mandatory because legal structure drives outcomes.
Build a coverage plan that actually survives real life.
Use the short form to get a practical policy direction based on your goals, budget, and risk tolerance.